Debt Collection Lawyers. A lot of individuals find chasing debt hard but failing to do this can cause cashflow problems or worse for companies.
If you're owed cash and chasing it is wasting time and swallowing your tools, let's help. In the present climate, many modest companies have money tied up in outstanding debts. Frequently this has dire effects for cash flow and for the businesses long term outlook.
Earning debt in Scotland is straightforward -- at least in concept. Our debt recovery solicitors can help you :
Offering your creditors a letter informing them of this amount, rough payment and telling them that actions will be accepted if they do not make payment as requested. The majority of debtors cover at this point.
If this does not get the job done, we'll start legal proceedings with your permission.
In case the claim isn't contested, we will take all measures to enforce the debt.
In case the claim is contested, we'll proceed to lawsuit on your behalf.
At all phases of the process we will keep you informed. If you are having trouble with debtors, we can assist.
Recovery of outstanding debt is valuable to all organisations and individuals in the current economic climate. We do our best to increase your return by, where appropriate, seeking to recover statutory or contractual interest, compensation fees and judicial expenses.
If you're owed money, we can assist. Our debt recovery lawyers have extensive experience of recovering our customers' outstanding debts.
How to Recover Debt Scotland
We've got an experienced Debt Recovery Team who will assist with all aspects of debt recovery, if the debt is unsecured and secured. Our Team will give you a complete and professional company, in a economical rate. Our services vary from issuing initial demand letters throughout the raising of court activities to enforcing decrees and insolvency proceedings.
Our debt collection team counsel:
Cross-Border Debt Procedures
Sequestration & Bankruptcy Procedures
To this end we are conscious that all customers have particular requirements and requirements in relation to the retrieval of any debt for them. We aim to take this into account in the beginning of any matter so as to help enhance a restoration. Our expertise guarantees that we take under consideration the circumstances and goals of each individual client, the customer's priorities and some special issues which may arise throughout the course of the process. We can provide advice with regard to pre-litigation and training, with a view to supporting clients. We can assist in advising clients in relation to their credit control processes if required.
Our Solicitors have extensive courtroom experience in dealing with debt actions involving increasing and defending actions and appeals in the sheriff courts throughout Scotland and the Court of Session. We can boost activities for recovery of debts on behalf of the business clients and individuals. Our lawyers have expertise acting for a range of public sector organisations and advise a variety of Property Management companies seeing a huge variety of housing issues including paychecks arrears, rechargeable repairs, rent arrears and other debts issues. We also provide advice to clients in relation to actions for recovery of possession of land.
Our team has expertise in handling many different complex problems. Our team is supported by experienced individuals in our company to deliver a complete commercial service.
Our experienced staff and practices ensure the highest quality of service is consistently and efficiently delivered. Our staff prioritise and progress cases quickly and effectively.
Pre-litigation Debt Collection Issues NCLC Advice
We can aid in pre-litigation procedure, and we'd talk about your situation and alternatives available.
In some cases, the first step is to issue a demand letter to the borrower advising that we are educated in your behalf. We can assist you in this aspect. A pre-litigation letter informs that a debtor of the circumstance and demands payment to avoid legal actions. The letter is meant to prompt a reply and payment by the debtor.
In the event that payment isn't forthcoming, consideration would then be dedicated to increasing court proceedings.
The type of court actions required on your benefit depends your own situation. If action is required to recover payment, then the actions necessary to be raised is based upon the amount . If the debt will be less than 3,000 a tiny claims proceedings are appropriate, if the debt is more than 3,000 but less 5,000 a summary cause action would be raised and in which the debt will be over #5,000 a normal action ought to be increased.
You can find court rules which are unique to each kind of action and our Debt Recovery Team have experience of raising all sorts of recovery activities in the Sheriff Courts and can offer the right advice and guidance specific to your personal circumstance.
Please contact our Debt Recovery Team to talk about your personal needs.
Following successful court proceeding, the Courts issue an Extract Decree (a written conclusion ) and enforcement can be undertaken to recover the debt, if needed. We will be delighted to advise on the best way best to enforce the Decree and regain payment.
Once you've got a Decree (an award against the court in your favour) for recovery of cash because of you, enforcement requires to be contemplated using several methods of diligence. "Diligence" is a term employed in Scotland to describe the many different methods available to you to apply the court order.
The initial step in proceeding with any diligence in Scotland is to serve a fee for payment to the party you've been granted decree against. A charge for repayment is a formal demand for payment functioned by Sheriff Officers for repayment of the sum as per your Decree, including any interest and expenses. A fee for payment is a two day notice to the borrower to generate payment. If the borrower does not make payment or arrangement within the given fourteen day period then you can proceed with further diligence. Our Debt Recovery Team will be happy to discuss any facet of authorities with you.
A Decree granted in a Scotland Sheriff Court could be enforced in England. To apply a Decree in England you have to apply to the court that allowed the decree to get a certification of money provisions. We can assist in this process including preparing and lodging an affidavit together with the Sheriff Court, which the original court action proceeded.
Once the certification of money provisions is obtained that this needs to be lodged for authorities with the appropriate court in England. We work with experienced agents in England and can help out with registering for the debt from England and enforcing the same. Should You Would like to speak to a solicitor for more information on registering a decree in England please call our Debt Recovery Team on 0141 248 3456
It's also possible to enforce a British or Welsh Court Judgment at Scotland and we can help with this process. The first step would be to obtain a certificate of money provisions from the court where the initial judgement has been obtained. Thereafter the Certificate requires to be registered in the Register of Judgements of the Books of Council and Session. The certificate has to be registered within six weeks of the date of issue. After receipt of the enrolled certification is obtained, authorities in Scotland can be considered and progressed on your behalf.
Sequestration and Bankruptcy Proceedings
If you're thinking about sequestration as a method of debt recovery you should be mindful that sequestration doesn't guarantee recovery of all sums due to you personally by a debtor. The borrower may, for example, have added creditors and the debtor's citizenship will be require to disperse funds equally to all creditors on release of the debtor's phase of bankruptcy.
Our debt recovery team has significant experience acting on behalf of customers seeking to recover amounts from a debtor by applying for their sequestration. We also have good connections with Insolvency Practitioners, who will help creditors in Assessing recoveries in debtors.
If You Are Thinking about sequestrating a debtor and would like to Talk to a solicitor please telephone our Debt Recovery Team on 0141 248 3456
Raeside Chisholm Debt Recovery Team
Manager is responsible for debt recovery and repossessions and dispute settlement and litigation. He has ample expertise in commercial law disputes and continues to be an enthusiastic participant in the industrial court at Glasgow since its debut in 1999. He has more than twenty decades of expertise in volume debt recovery and offers a complete selection of debt recovery information to corporate and institutional clients, as well as individuals.
He originally led up the debt division at Kidstons Solicitors, Glasgow. Thereafter, following the merger of Kidstons using a midsize Edinburgh firm he headed up the debt recovery division and helped in attaining Legal 500 and Chambers rankings for debt recovery.
Director and his staff know how much clients value successful debt recovery services particularly in the current climate. Our customers trade both north and south of the border and litigate in the two authorities. Our team are able to help in searching recovery of debts UK wide. The key for clients is not only receiving an order from the court. The clients want to view obtain payment of debts due to them. David and his staff can guide their customers through the right legal procedures with a view to achieving an expeditious and economical recovery.
Experienced attorney in our dispute resolution and litigation division. She advises on a wide variety of issues such as debt recovery, alternative dispute resolution and contractual problems. She regularly appears in juvenile courts running litigation in any way stages of the judicial procedure. She handles agency directions for outside of city solicitors and provides significant contribution to our debt recovery staff in both regular and evidential hearings in cases affecting all worth of the debt. She often liaises with urges in relation to complex or Court of Session work and accepts court appointments because a reporter and curator in sheriff court child maintenance cases.
Our Debt Recovery Team behave on behalf of a number of Housing Associations and Real Estate Managers and Diane will be the direct contact for many of these clients. Diane also has experience in emerging that the Sheriff Court in regard to heritable actions concerning termination of tenancies and also the recovery of rental. She also attends Court Diets of Tests and looks before the Auditor of Court in relation to Taxations.
She also has experience in certain Family Law matters including simplified divorce process and the drafting of Minutes of Agreement. She finished her Family Law Paralegal Course in 2005.
Diane is a member of the Scottish Society of Specialist Paralegals, having become a member when the Society was set along with Strathclyde University and also CLT Scotland.